National Income Life Insurance Company is a
subsidiary of American Income Life, which for over 50 years has served North
American union policy holders. National Income Life is a 100% union company
that solely insures union members in New York State. Their offices are
located in Buffalo, Long Island, Rochester, Albany, Corning, New York City,
and Syracuse.
National Income Life has an exclusive and
established market, as they are a 100% union company. This distinctly
separates them from other insurance companies, and allows them to do away
with cold calling and prospecting.
All members of union groups, even retirees, are
provided Accidental Death and Dismemberment benefits through National Income
Life. Spouses and children of members are also given an additional
Accidental Death benefit. The coverage is in force 24/7 and is in effect
whether on or off the clock. There is no cost to
the union member for these benefits.
All that National Income Life is asking for in
return is the chance to introduce the company’s permanent benefit program to
all members of the union. This will be accomplished through direct
mailings. Only the members who respond to the mailings via the postage-paid
card will be given information on individually designed benefits for their
family.
National Income Life is continuously working to
introduce new benefits to the insurance market. When these benefits become
obtainable, the company will get in touch with union contacts to discuss if
the benefits will be of any value to members. National Income Life strives
to provide outstanding service as well as having a long and stable
relationship with union members.
Name, address, and miscellaneous changes can be
made on National Income Life’s website. But a change in beneficiaries
requires a form to be mailed to the company. If union members join a
supplemental program, premiums can be deducted from a bank account. That
involves mailing a signed form and a voided check to the company. Members
can also select to have their premium notices E-mailed to them so they can
pay the bill online. Claim forms are also available online.
National Income Life gives members a free Child
Safe Kit, so their child won’t become one of the 2,000 children who are
reported as missing each day. The kit will let members keep all of a
child’s information in a secure place. Members can also receive a free copy
of the company’s Family Information Guide, which members can keep
information about their policy handy in case loved ones need to access the
benefits.
